Are you a home owner or a tenant?
This policy is known as a “package” because it caters for everything you have worked hard for in your household i.e. Building (s), Contents such as furniture, clothing, kitchen equipment, cutlery etc. radio system, fixtures, TV, cameras, watches, jewelry, mobile phones.
Domestic servants are covered against work-related injuries/death whilst in the course of employment. The policy extends to include your personal liability either as an owner or an occupier of the premises to third parties, for damage to third party property or death/injury to third parties arising out of your use of the premises.