If the compensation matter under the WIBA policy is taken to court in relation to negligence or breach of common law or statutory duty, you can be covered against legal liability through an Employers Liability cover.
Indemnity against legal liability under common law for damages, claimant costs and litigation expenses in respect of bodily injury by accident or disease caused to employees during the period of Insurance and arising out of and in the course of employment and directly related to breach of common law or statutory duty by the employer.